Electrical Appliance Insurance Cover

Home appliance insurance also known as white goods insurance is extra protection for appliances like your fridge freezer washing machine dishwasher and oven.

Electrical appliance insurance cover. For example your policy may cover you for accidental damage and or theft of an appliance but not mechanical breakdown repairs call out fees or the cost of parts and labour. The price for the policy is the same whether you cover 1 or 5 appliances the price is a package price designed to cover a group of appliances altogether. Appliance insurance is generally only of value once the appliance cover provided by your product s guarantee has expired. Home appliance insurance is a policy that covers the cost to repair and replace devices or systems from your home.

Unlike homeowners insurance home appliance insurance does not protect you from specific covered perils but rather the routine deterioration or breakdown of devices in your home the appliances covered will differ depending on the policy you select but we ve listed below the. Home appliance insurance can step in to provide cover though be aware that with most white goods insurance companies will only provide appliance cover up to a certain age. While home contents insurance typically offers some cover for appliances there may be strict limitations. But you may pay more depending on where you live.

It offers a level of cover above what you d receive with most home insurance policies and manufacturers warranties helping you secure fast repair or replacement when faced with.